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HSAs in Middletown and Newark, DE

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, PeopleFirst Insurance can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at PeopleFirst Insurance today to learn more about how an HSA can benefit you.

Our Location

PeopleFirst Insurance

5236 Summit Bridge Road
Middletown, DE 19709
Main office: 302-416-6830
Toll free: 866-285-6475
Fax: 888-229-0267

Our Providers

Testimonials

Best service around! PeopleFirst insures my business and personal needs with care and personalization every time. Vicki and Lisa have been great.

James, Wilmington, DE
I can't say enough good things about PeopleFirst Insurance. They found an amazing auto insurance rate for us when our last policy renewed at nearly twice its former premium. Linda has been wonderful helping me get a chip repaired in my windshield at no cost. Thanks, PeopleFirst, I love working with a local business that cares about its customers!

Kathleen T., Middletown, DE
I made the switch from AARP to your agency and am getting better coverage and I am saving money.

Dotty, Lewes, DE
PeopleFirst insurance is awesome!!! Saved me over $500 dollars on my car insurance!!!! Made it easy as can be and was really fast! A special thank you to the staff member who took my call, and patiently gave me all the time I needed to gather my information she needed and give it to her over the phone. Not to mention she gave me a call back WITHIN AN HOUR of the good news that I can save a fourth of what I used to pay! Thank you guys so much for the help!!!

Sara K., Northvale, NJ
Your Agency takes care of me. The rates are reasonable and the Customer Service is excellent. Linda is a wonderful person to deal with.

Iphdeller, Middletown, DE