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866.285.6475

Property Insurance in Middletown and Newark, DE

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at PeopleFirst Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from PeopleFirst Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with PeopleFirst Insurance before making a decision.

Our Location

PeopleFirst Insurance

5236 Summit Bridge Road
Middletown, DE 19709
Main office: 302-416-6830
Toll free: 866-285-6475
Fax: 888-229-0267

Our Providers

Testimonials

Best service around! PeopleFirst insures my business and personal needs with care and personalization every time. Vicki and Lisa have been great.

James, Wilmington, DE
I can't say enough good things about PeopleFirst Insurance. They found an amazing auto insurance rate for us when our last policy renewed at nearly twice its former premium. Linda has been wonderful helping me get a chip repaired in my windshield at no cost. Thanks, PeopleFirst, I love working with a local business that cares about its customers!

Kathleen T., Middletown, DE
I made the switch from AARP to your agency and am getting better coverage and I am saving money.

Dotty, Lewes, DE
PeopleFirst insurance is awesome!!! Saved me over $500 dollars on my car insurance!!!! Made it easy as can be and was really fast! A special thank you to the staff member who took my call, and patiently gave me all the time I needed to gather my information she needed and give it to her over the phone. Not to mention she gave me a call back WITHIN AN HOUR of the good news that I can save a fourth of what I used to pay! Thank you guys so much for the help!!!

Sara K., Northvale, NJ
Your Agency takes care of me. The rates are reasonable and the Customer Service is excellent. Linda is a wonderful person to deal with.

Iphdeller, Middletown, DE